{"id":1262,"date":"2022-07-07T05:42:42","date_gmt":"2022-07-07T05:42:42","guid":{"rendered":"http:\/\/craft.kisankalyanfoundation.com\/?page_id=1262"},"modified":"2022-08-03T07:46:19","modified_gmt":"2022-08-03T07:46:19","slug":"payment-policy","status":"publish","type":"page","link":"https:\/\/craft.kisankalyanfoundation.com\/index.php\/payment-policy\/","title":{"rendered":"payment policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1262\" class=\"elementor elementor-1262\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-abc4c00 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"abc4c00\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5faf7a5\" data-id=\"5faf7a5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c38d2c elementor-widget elementor-widget-heading\" data-id=\"7c38d2c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.7 - 03-07-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">PAYMENT POLICY<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a1a4aa4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a1a4aa4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c267483\" data-id=\"c267483\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d5c302a elementor-widget elementor-widget-text-editor\" data-id=\"d5c302a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.7 - 03-07-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h2>Craft mela<\/h2><div aria-hidden=\"true\">\u00a0<\/div><p>After visiting the web, paying with or using the designkoktail pay service listed below, you (on behalf of yourself or the company you are present) agree to be bounded by the terms and conditions of this agreement (including all policies), each as may be changed from time to time. If you do not agree to these terms and conditions, you may not use or use the service.<\/p><p>Craftmela terms defined below. These terms of use will be effective your acceptance electronic record.<\/p><h3>\u00a0<\/h3><h3>Transactions<\/h3><p><b>Dates\u00a0of\u00a0value-<\/b><\/p><p>We will perform a legitimate payment order issued by you from your account and credit the seller\u2019s bank account to which you send the payment within a period of 3 days of the fulfillment of the order payment date.<\/p><p><b>Account limits-<\/b><\/p><p>Your use of the service may be subject to account\u00a0including sending,\u00a0limits. These limits are determined based on performance and risk factors,\u00a0our assessment of the\u00a0associated with your\u00a0the registration information you\u00a0and our ability to verify\u00a0Not with standing\u00a0or reject a transaction from any\u00a0or otherwise suspend\u00a0account if we suspect\u00a0account is being used\u00a0fraudulently, suspiciously or otherwise unusual based on\u00a0transaction activity and our internal fraud.<\/p><p>Appropriate\u00a0will\u00a0comply with all\u00a0rules and regulations applicable to your use of the\u00a0including our\u00a0posted on the\u00a0without limiting the\u00a0not\u00a0on behalf of any third party as a payment processing provider, broker, aggregator or otherwise.<\/p><p><b>Errors-<\/b><\/p><p>In the event of a contract\u00a0unsuccessful or\u00a0correct the mistake,\u00a0with the terms of this\u00a0we will refund you without\u00a0further delay\u00a0balance of the transaction\u00a0not completed or\u00a0and take any other steps\u00a0to recover the\u00a0<\/p><h3><strong>\u00a0<\/strong><\/h3><h3><strong>Buyer credibility<\/strong>\u2013<\/h3><ul><li>You will provide accurate and accurate financial information, from approved payment gateway or prepaid payment instrument account details like credit \/ open-end credit details, or net banking or upi account details to utilize the services on the web site.<\/li><li>You\u2019ll not use a credit \/ open-end credit or prepaid payment instrument or net bank information or upi id that\u2019s not legally yours, i.e., you want to use your own credit \/ open-end credit or prepaid instrument account in any transaction. Or net banking account or upi id.<\/li><li>Information provided by you\u2019ll not be used or shared with any third party unless required by fraudulent verifications or by law, regulation or writ or in accordance with the provisions of the privacy policy.<\/li><li>You\u2019ll be solely liable for the safety and confidentiality of your credit \/ open-end credit information or prepaid instrument account or net banking information or upi id.<\/li><li>Craftmela\u00a0\u00a0expressly disclaims all liability which will arise as a result of any unauthorized use of your credit \/ open-end credit or prepaid car account.<\/li><\/ul><h2><strong>\u00a0<\/strong><\/h2><h3><strong>Seller credibility<\/strong>\u00a0\u2013<\/h3><ul><li>The seller agrees to cooperate with us to resolve complaints submitted<\/li><li>The policy provides a complaint process to buyers within the event that the seller fails to deliver any products or services as promised. He\/she will answer inquiries and deliver the design and any information reasonably requested, regarding any disputed sales transactions within 3 (three) business days of our request (if the inquiry relates to sale of digital products\/services) or 7 (seven) business days of our request (if the inquiry relates to sale of physical goods).<\/li><\/ul><h2><strong>\u00a0<\/strong><\/h2><h3><strong>What are the seller fees charged?<\/strong><\/h3><div aria-hidden=\"true\">\u00a0<span style=\"font-style: inherit; font-weight: inherit; background-color: var( --e-global-color-astglobalcolor5 ); color: var(--ast-global-color-3);\">The following deductions are made from the order item value:<\/span><\/div><ul><li>Commission fee: a percentage of the order item value vary based on\u00a0vertical\/sub-category\u00a0<\/li><li>Shipping fee (calculated on the basis of the product weight, shipping location)<\/li><li>Collection fee: this will vary based on order item value\u00a0and customer payment mode (prepaid\/cash on delivery)\u00a0<\/li><li>Fixed fee: a slab wise fixed fee.\u00a0This\u00a0vary based on order item value<\/li><li>GST (applicable on all of the above components)<\/li><\/ul><h2><strong>\u00a0<\/strong><\/h2><h3><strong>Payments<\/strong>\u2013<\/h3><ul><li>Access and functionality<\/li><\/ul><p>Users with a private account can log in to the websites of resellers who have a reseller account and buy products and services sold by such resellers who have a reseller account. Whenever you send funds, you are doing so at your own risk.<\/p><ul><li>Payment methods<\/li><\/ul><p>If you employ your card to form payments for transactions that don\u2019t involve the sale of products or services, you\u2019ll be charged a cash deposit or other fee directly from the cardboard issuer. We aren\u2019t liable for these fees. It always takes one to 2 business days for funds to be transferred from your checking account.<\/p><ul><li>Payment instrument for your orders<\/li><\/ul><p>From time to time,\u00a0<span style=\"background-color: var( --e-global-color-astglobalcolor5 ); color: var(--ast-global-color-3); font-size: 1rem;\">Craftmela<\/span><span style=\"background-color: var( --e-global-color-astglobalcolor5 ); color: var(--ast-global-color-3); font-size: 1rem;\">\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var( --e-global-color-astglobalcolor5 ); color: var(--ast-global-color-3);\">\u00a0may contract with third party payment service providers, including banks, to open a node checking account in accordance with applicable Indian law to facilitate payments between users, ie buyers and sellers, and for withdrawals. Fees and other charges from\u00a0<\/span><span style=\"background-color: var( --e-global-color-astglobalcolor5 ); color: var(--ast-global-color-3); font-size: 1rem;\">Craftmela<\/span><span style=\"background-color: var( --e-global-color-astglobalcolor5 ); color: var(--ast-global-color-3); font-size: 1rem;\">\u00a0<\/span><span style=\"background-color: var( --e-global-color-astglobalcolor5 ); color: var(--ast-global-color-3); font-style: inherit; font-weight: inherit;\">.<\/span><\/p><p>These third-party payment service providers may include bank gateways or payment cards for third-party credit cards, payment aggregators, prepaid instruments, cash on delivery or direct debit \/ payment orders from delivery service providers, mobile payment service providers or the other device. Approved by the federal reserve bank of india for collection, refund and remittance, counting on whether it\u2019s a payment or in any way supports it.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PAYMENT POLICY Craft mela \u00a0 After visiting the web, paying with or using the designkoktail pay service listed below, you (on behalf of yourself or the company you are present) agree to be bounded by the terms and conditions of this agreement (including all policies), each as may be changed from time to time. If &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/craft.kisankalyanfoundation.com\/index.php\/payment-policy\/\"> <span class=\"screen-reader-text\">payment policy<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_mi_skip_tracking":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"_links":{"self":[{"href":"https:\/\/craft.kisankalyanfoundation.com\/index.php\/wp-json\/wp\/v2\/pages\/1262"}],"collection":[{"href":"https:\/\/craft.kisankalyanfoundation.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/craft.kisankalyanfoundation.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/craft.kisankalyanfoundation.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/craft.kisankalyanfoundation.com\/index.php\/wp-json\/wp\/v2\/comments?post=1262"}],"version-history":[{"count":19,"href":"https:\/\/craft.kisankalyanfoundation.com\/index.php\/wp-json\/wp\/v2\/pages\/1262\/revisions"}],"predecessor-version":[{"id":2262,"href":"https:\/\/craft.kisankalyanfoundation.com\/index.php\/wp-json\/wp\/v2\/pages\/1262\/revisions\/2262"}],"wp:attachment":[{"href":"https:\/\/craft.kisankalyanfoundation.com\/index.php\/wp-json\/wp\/v2\/media?parent=1262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}